Check Your Credit Score — Fast, Free & Secure
See your credit score in minutes via trusted third-party providers. We never collect your SSN or credit data on MyCreditFind. Most checks use a soft inquiry that won’t affect your score.
By clicking a provider link, you’ll leave our site for a partner’s website. Their terms and privacy policy apply there.
Your Credit Confidence Starts Here
Understanding your credit score is the first step toward financial freedom. With the right insights, you can build stronger credit, qualify for better offers, and reach your goals faster.
- Discover what impacts your score
- Learn how lenders view your credit health
- Get personalized improvement tips
Empower your next financial move — start by checking your score today.
How it works
- Choose a provider below and click Check Score.
- Verify your identity on the provider’s secure site.
- View your score and get tips to improve it.
Most providers use soft inquiries for score lookups; applying for a product later may involve a hard inquiry by that lender.
Why check regularly?
- Spot errors and possible fraud early
- Track progress before applying for credit
- See factors impacting your score (utilization, payment history)
Compare Credit Score Providers
| Provider | Credit Bureau(s) | Update Frequency | Cost | Impact | |
|---|---|---|---|---|---|
| Provider A VantageScore® estimate |
TransUnion | Weekly | Free | Soft inquiry | Check Score |
| Provider B FICO® Score (with trial) |
Experian | Daily | Free trial / Paid after | Soft inquiry | Check Score |
| Provider C VantageScore® estimate |
Equifax + TransUnion | Monthly | Free | Soft inquiry | Check Score |
Names and features are examples — always confirm details on the provider’s site. We may earn a commission from partner links.
What is a “soft pull”?
A soft inquiry checks your credit file for information like your score and does not impact your credit score. Typical for monitoring and pre-qualification.
What is a “hard pull”?
A hard inquiry usually occurs when you formally apply for credit. It may reduce your score by a few points temporarily.
FICO® vs. VantageScore®
Different scoring models and versions exist. Your score may vary by provider, bureau, and model.
Ready to see your score?
Takes a few minutes. No SSN on our site.
Credit Score Checker — FAQs
Does checking my score lower it?
No. Viewing your own score through a monitoring service is a soft inquiry and does not affect your credit score.
Why is my score different across providers?
Scores differ by bureau (Experian, TransUnion, Equifax), model (FICO vs. VantageScore), and version. That’s normal.
Is it really free?
Some providers offer unlimited free scores (ad-supported). Others offer a free trial and then charge. Always review the provider’s pricing before you enroll.
Will I need my SSN?
Many providers can verify identity without your full SSN, but some may request it or the last 4 digits. Any SSN is submitted directly to the provider — not to MyCreditFind.
How often should I check my score?
Monthly is a good rhythm for most people. Check more frequently when preparing for an application or after correcting an error.
Can I improve my score quickly?
Pay on time, lower credit utilization (ideally <30%), and correct report errors. Older accounts and diverse credit types help over time.
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